Side-by-side · Q2 2026 data
Citizens State Bank vs PrimeBank of Texas
Metric by metric
| Measure | Citizens State Bank | PrimeBank of Texas |
|---|---|---|
| TellerScore | 75 | 79 (stronger) |
| Capital cushion | 57 | 67 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 100 (stronger) | 89 |
| Funding & liquidity | 50 (stronger) | 39 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 61st | 75th |
| Total assets | $270.1M | $279.7M |
| Deposits / shares | $239.6M | $244.2M |
| Capital ratio | 10.74% | 11.66% (stronger) |
| Problem loans | 0.44% | 0.00% (stronger) |
| Net charge-offs | 0.38% | 0.00% (stronger) |
| Return on assets | 2.55% (stronger) | 1.72% |
| Loans ÷ deposits | 87.4% | 75.4% (stronger) |
| Uninsured deposits | 35.6% (stronger) | 56.4% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
PrimeBank of Texas has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank leads on 2 and PrimeBank of Texas on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.