Headquartered in Austin, Texas, PrimeBank of Texas is a state-chartered bank with $279.7M in total assets and $244.2M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 2003.
Based on its Q2 2026 filing, PrimeBank of Texas scores 79/100, which we describe as strong. That is higher than 75% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 105th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (39/100; 75% loans-to-deposits, 56% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 79).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 81 |
| Q4 2024 | 78 |
| Q1 2025 | 79 |
| Q2 2025 | 79 |
| Q3 2025 | 78 |
| Q4 2025 | 74 |
| Q1 2026 | 78 |
| Q2 2026 | 79 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.37% |
| Q3 2024 | 14.22% |
| Q4 2024 | 12.99% |
| Q1 2025 | 13.10% |
| Q2 2025 | 12.87% |
| Q3 2025 | 12.19% |
| Q4 2025 | 10.49% |
| Q1 2026 | 11.57% |
| Q2 2026 | 11.66% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.79% |
| Q3 2024 | 0.90% |
| Q4 2024 | 0.95% |
| Q1 2025 | 1.08% |
| Q2 2025 | 1.27% |
| Q3 2025 | 1.35% |
| Q4 2025 | 1.44% |
| Q1 2026 | 1.64% |
| Q2 2026 | 1.72% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $279.7M | 11.66% | 0.00% | 1.72% | 75.4% |
| Q1 2026 | 78 | $275.4M | 11.57% | 0.00% | 1.64% | 71.9% |
| Q4 2025 | 74 | $290.4M | 10.49% | 0.00% | 1.44% | 64.6% |
| Q3 2025 | 78 | $264.4M | 12.19% | 0.00% | 1.35% | 68.2% |
| Q2 2025 | 79 | $225.8M | 12.87% | 0.00% | 1.27% | 74.0% |
| Q1 2025 | 79 | $224.5M | 13.10% | 0.00% | 1.08% | 64.5% |
| Q4 2024 | 78 | $216.0M | 12.99% | 0.00% | 0.95% | 65.8% |
| Q3 2024 | 81 | $201.4M | 14.22% | 0.00% | 0.90% | 67.2% |
| Q2 2024 | 81 | $192.0M | 14.37% | 0.00% | 0.79% | 67.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Incommons Bank, N.A.Bank Mexia, TX | 73 out of 100, Strong | $277.6M | 10.2% | 0.41% | vs |
| The Jacksboro National BankBank Jacksboro, TX | 83 out of 100, Strong | $283.2M | 11.4% | 0.01% | vs |
| The First National Bank of BallingerBank Ballinger, TX | 81 out of 100, Strong | $275.3M | 10.5% | 0.03% | vs |
| Victory BankBank Lubbock, TX | 77 out of 100, Strong | $284.8M | 12.1% | 0.05% | vs |
| Interstate BankBank Perryton, TX | 40 out of 100, Below average | $288.4M | 9.4% | 3.47% | vs |
| Citizens State BankBank Miles, TX | 75 out of 100, Strong | $270.1M | 10.7% | 0.44% | vs |
Deposit insurance
Is my money safe at PrimeBank of Texas?
Yes. PrimeBank of Texas is an FDIC-insured institution (FDIC certificate #57495). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 56.4% of deposits ($137.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.66%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
PrimeBank of Texas lists 3 offices in 3 cities. Most locations:
- Austin, TX (1)
- Carrizo Springs, TX (1)
- Crystal City, TX (1)
Identity & history
Profile
- Legal name
- PrimeBank of Texas
- Former names
- Capital Bank of Texas
- Type
- State-chartered bank
- FDIC certificate #
- 57495
- RSSD ID
- 3134399
- Primary regulator
- FDIC
- Holding company
- Bat Investments Inc
- Established
- May 9, 2003
- Headquarters
- 4301 Westbank Dr, Austin, TX 78746
- Website
- www.prime.bank
- Employees
- 30
Quick answers
PrimeBank of Texas: common questions
Is PrimeBank of Texas FDIC insured?
Yes. PrimeBank of Texas is an FDIC-insured institution (FDIC certificate #57495). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is PrimeBank of Texas's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has PrimeBank of Texas ever failed?
There is no failure record for FDIC certificate #57495 in the FDIC failed bank list.
How many branches does PrimeBank of Texas have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Austin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pecu Credit UnionCredit union Austin, TX | 86 out of 100, Very strong | $431.4M | 14.8% | 0.47% | vs |
| Citizens National BankBank Cameron, TX | 86 out of 100, Very strong | $691.8M | 12.7% | 0.00% | vs |
| Falcon International BankBank Laredo, TX | 85 out of 100, Very strong | $2.2B | 13.4% | 0.00% | vs |
| Lcra Credit UnionCredit union Austin, TX | 83 out of 100, Strong | $20.2M | 16.0% | 0.41% | vs |
| Vatat Credit UnionCredit union Austin, TX | 82 out of 100, Strong | $11.0M | 17.9% | 0.74% | vs |
| First Texas BankBank Georgetown, TX | 80 out of 100, Strong | $1.3B | 11.2% | 0.58% | vs |