Side-by-side · Q2 2026 data
Citizens State Bank vs Security Bank
Metric by metric
| Measure | Citizens State Bank | Security Bank |
|---|---|---|
| TellerScore | 58 | 69 (stronger) |
| Capital cushion | 38 | 66 (stronger) |
| Loan quality | 67 (stronger) | 60 |
| Earnings | 68 | 89 (stronger) |
| Funding & liquidity | 58 (stronger) | 56 |
| Problem-loan coverage | 80 | 83 (stronger) |
| Peer percentile | 16th | 40th |
| Total assets | $237.6M | $253.8M |
| Deposits / shares | $196.8M | $216.4M |
| Capital ratio | 8.77% | 11.58% (stronger) |
| Problem loans | 0.99% (stronger) | 1.19% |
| Net charge-offs | -0.00% (stronger) | 0.07% |
| Return on assets | 1.21% | 1.74% (stronger) |
| Loans ÷ deposits | 100.5% (stronger) | 104.1% |
| Uninsured deposits | 16.9% | 12.0% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.9% |
Security Bank has the higher TellerScore (69 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank leads on 3 and Security Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.