TellerScore

Headquartered in New Auburn, Wisconsin, Security Bank is a state-chartered bank with $253.8M in total assets and $216.4M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1907.

Security Bank has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 40% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 94th. Earnings contributes the most (89/100, 1.74%); funding & liquidity contributes the least (56/100, 104% loans-to-deposits, 12% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Tier 1 leverage ratio: 11.58%
Loan quality60/100
Noncurrent loans ÷ total loans: 1.19%
Earnings89/100
Return on assets (annualized): 1.74%
Funding & liquidity56/100
Loans ÷ deposits and uninsured-deposit share: 104.1% · 12.0% uninsured
Problem-loan coverage83/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 8.56%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (66 → 69), mostly because the earnings component improved by 19 points.

TellerScore
667074Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202470
Q4 202471
Q1 202574
Q2 202566
Q3 202566
Q4 202567
Q1 202671
Q2 202669
Tier 1 leverage ratio
5.00%8.81%12.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.62%
Q3 202412.14%
Q4 202411.71%
Q1 202511.73%
Q2 202511.51%
Q3 202511.63%
Q4 202511.89%
Q1 202612.16%
Q2 202611.58%
Noncurrent loans
0.61%0.93%1.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.92%
Q3 20240.87%
Q4 20240.78%
Q1 20250.61%
Q2 20251.24%
Q3 20251.25%
Q4 20251.25%
Q1 20261.23%
Q2 20261.19%
Return on assets
1.26%1.50%1.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.34%
Q3 20241.28%
Q4 20241.32%
Q1 20251.41%
Q2 20251.26%
Q3 20251.33%
Q4 20251.46%
Q1 20261.69%
Q2 20261.74%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$253.8M11.58%1.19%1.74%104.1%
Q1 202671$241.1M12.16%1.23%1.69%103.3%
Q4 202567$231.6M11.89%1.25%1.46%104.6%
Q3 202566$230.5M11.63%1.25%1.33%100.7%
Q2 202566$229.1M11.51%1.24%1.26%99.7%
Q1 202574$228.5M11.73%0.61%1.41%97.3%
Q4 202471$214.3M11.71%0.78%1.32%100.7%
Q3 202470$204.1M12.14%0.87%1.28%103.0%
Q2 202472$192.9M12.62%0.92%1.34%102.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.58%
59th
Total risk-based capital0.00%
24th
Problem loans1.19%
24th
Net charge-offs0.07%
24th
Return on assets1.74%
77th
Net interest margin4.06%
57th
Efficiency ratio46.0%
90th
Loans to deposits104.1%
6th
Uninsured deposits12.0%
90th
Loan-loss reserves0.85%
14th
Texas ratio8.6%
22nd

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Marathon BankBank Wausau, WI82 out of 100, Strong$261.1M15.3%0.03%vs
Cleveland State BankBank Cleveland, WI69 out of 100, Moderate$246.5M9.2%0.30%vs
Farmers & Merchants State BankBank Waterloo, WI72 out of 100, Strong$245.6M11.1%0.00%vs
East Wisconsin Savings BankBank Kaukauna, WI53 out of 100, Below average$265.8M7.1%0.06%vs
Alliance BankBank Mondovi, WI72 out of 100, Strong$266.0M9.0%0.58%vs
Pillar BankBank Baldwin, WI62 out of 100, Moderate$267.0M10.0%0.92%vs

Deposit insurance

Is my money safe at Security Bank?

Yes. Security Bank is an FDIC-insured institution (FDIC certificate #10015). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 12.0% of deposits ($25.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.58%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Security Bank lists 4 offices in 4 cities. Most locations:

  • Bloomer, WI (1)
  • New Auburn, WI (1)
  • Ridgeland, WI (1)
  • Sand Creek, WI (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Security Bank reported 92 home-loan applications under HMDA (LEI 549300IPFYHYZ3L7UL18): 74 originated ($19,280,000 total), 6 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Security Bank
Former names
Bank of New Auburn
Type
State-chartered bank
FDIC certificate #
10015
RSSD ID
20053
Primary regulator
FDIC
Holding company
Security Bank Shares Inc
Established
August 28, 1907
Headquarters
112 E Main St, New Auburn, WI 54757
Employees
24

Quick answers

Security Bank: common questions

Is Security Bank FDIC insured?

Yes. Security Bank is an FDIC-insured institution (FDIC certificate #10015). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Security Bank's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Security Bank ever failed?

There is no failure record for FDIC certificate #10015 in the FDIC failed bank list.

How many branches does Security Bank have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near New Auburn

InstitutionScoreAssetsCapitalProblem loansCompare
Dairy State BankBank Rice Lake, WI80 out of 100, Strong$730.3M12.0%0.06%vs
Northwestern BankBank Chippewa Falls, WI80 out of 100, Strong$725.6M11.2%0.03%vs
Westconsin Credit UnionCredit union Menomonie, WI78 out of 100, Strong$2.2B12.9%0.64%vs
Sterling BankBank Barron, WI77 out of 100, Strong$352.4M9.4%0.02%vs
Chippewa Valley BankBank Hayward, WI74 out of 100, Strong$735.8M8.7%0.22%vs
Community Bank of CameronBank Cameron, WI73 out of 100, Strong$226.9M9.0%0.53%vs