Side-by-side · Q2 2026 data
Citizens State Bank vs Dupaco Community Credit Union
Metric by metric
| Measure | Citizens State Bank | Dupaco Community Credit Union |
|---|---|---|
| TellerScore | 66 | 77 (stronger) |
| Capital cushion | 65 | 83 (stronger) |
| Loan quality | 51 | 74 (stronger) |
| Earnings | 67 (stronger) | 65 |
| Funding & liquidity | 86 (stronger) | 74 |
| Problem-loan coverage | 77 | 91 (stronger) |
| Peer percentile | 31st | 82nd |
| Total assets | $594.4M | $3.5B |
| Deposits / shares | $537.8M | $2.9B |
| Capital ratio | 11.48% | 13.33% (stronger) |
| Problem loans | 1.46% | 0.77% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.34% |
| Return on assets | 1.17% (stronger) | 1.12% |
| Loans ÷ deposits | 60.3% (stronger) | 86.0% |
| Uninsured deposits | 27.0% | 13.6% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Dupaco Community Credit Union has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank leads on 3 and Dupaco Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Manchester, IA