TellerScore

Dupaco Community Credit Union is a federally insured state-chartered credit union headquartered in Dubuque, Iowa, in business for about 78 years. At the end of Q2 2026 it reported $3.5B in total assets and $2.9B in member shares and deposits, with 8 offices across 2 states.

Dupaco Community Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 454 credit unions with $1 billion – $10 billion. Among 66 credit unions headquartered in Iowa, it ranks 28th. Problem-loan coverage contributes the most (91/100, 4.3%); earnings contributes the least (65/100, 1.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.33%
Loan quality74/100
Loans 60+ days delinquent ÷ total loans: 0.77%
Earnings65/100
Return on assets (annualized): 1.12%
Funding & liquidity74/100
Loans ÷ shares: 86.0% · 13.6% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.34%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (73 → 77), mostly because the capital cushion component improved by 14 points.

TellerScore
667277Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202472
Q4 202471
Q1 202568
Q2 202573
Q3 202573
Q4 202574
Q1 202666
Q2 202677
Net worth ratio
7.00%10.16%13.33%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.06%
Q3 202412.06%
Q4 202411.91%
Q1 202511.75%
Q2 202511.86%
Q3 202512.20%
Q4 202512.45%
Q1 202612.65%
Q2 202613.33%
Delinquent loans (60+ days)
0.63%1.04%1.44%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.63%
Q3 20240.68%
Q4 20240.70%
Q1 20250.74%
Q2 20250.67%
Q3 20250.75%
Q4 20250.75%
Q1 20261.44%
Q2 20260.77%
Return on assets
0.53%0.82%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.85%
Q3 20240.98%
Q4 20240.86%
Q1 20250.53%
Q2 20250.95%
Q3 20251.04%
Q4 20251.08%
Q1 20260.72%
Q2 20261.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$3.5B13.33%0.77%1.12%86.0%
Q1 202666$3.6B12.65%1.44%0.72%83.5%
Q4 202574$3.6B12.45%0.75%1.08%85.4%
Q3 202573$3.6B12.20%0.75%1.04%85.5%
Q2 202573$3.6B11.86%0.67%0.95%83.6%
Q1 202568$3.5B11.75%0.74%0.53%84.1%
Q4 202471$3.4B11.91%0.70%0.86%86.3%
Q3 202472$3.4B12.06%0.68%0.98%89.6%
Q2 202471$3.3B12.06%0.63%0.85%93.9%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.33%
82nd
Problem loans0.77%
43rd
Net charge-offs0.34%
70th
Return on assets1.12%
74th
Loans to deposits86.0%
56th
Uninsured deposits13.6%
19th
Loan-loss reserves0.00%
50th
Texas ratio4.3%
55th

Similar-size credit unions in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
Collins Community Credit UnionCredit union Cedar Rapids, IA31 out of 100, Low$1.5B7.8%2.47%vs
Dutrac Community Credit UnionCredit union Dubuque, IA69 out of 100, Moderate$1.3B11.6%0.74%vs
Community 1st Credit UnionCredit union Ottumwa, IA38 out of 100, Low$1.1B10.5%3.14%vs
Veridian Credit UnionCredit union Waterloo, IA73 out of 100, Strong$9.2B11.6%0.67%vs

Deposit insurance

Is my money safe at Dupaco Community Credit Union?

Yes. Dupaco Community Credit Union is a federally insured credit union (NCUA charter #64049). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 13.6% of shares and deposits ($398.3M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 13.33%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Dupaco Community Credit Union lists 8 offices in 5 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Dupaco Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64049
RSSD ID
305693
Primary regulator
State + NCUA
Established
1948
Headquarters
PO Box 179, Dubuque, IA 52004
Employees
624

Quick answers

Dupaco Community Credit Union: common questions

Is Dupaco Community Credit Union NCUA insured?

Yes. Dupaco Community Credit Union is a federally insured credit union (NCUA charter #64049). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dupaco Community Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dupaco Community Credit Union have?

8 offices as of the latest NCUA data, in 2 states.