Side-by-side · Q2 2026 data
Citizens State Bank, of Arlington vs East River Federal Credit Union
Credit union
East River Federal Credit Union
Madison, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Citizens State Bank, of Arlington | East River Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 71 |
| Capital cushion | 67 (stronger) | 61 |
| Loan quality | 100 (stronger) | 60 |
| Earnings | 64 | 66 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 82nd | 42nd |
| Total assets | $153.2M | $41.9M |
| Deposits / shares | $134.9M | $37.1M |
| Capital ratio | 11.74% (stronger) | 11.12% |
| Problem loans | 0.00% (stronger) | 1.19% |
| Net charge-offs | 0.00% (stronger) | 0.48% |
| Return on assets | 1.11% | 1.16% (stronger) |
| Loans ÷ deposits | 54.1% | 42.6% (stronger) |
| Uninsured deposits | 17.6% | 0.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens State Bank, of Arlington has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank, of Arlington leads on 4 and East River Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.