Citizens State Bank, of Arlington (FDIC certificate #1118) is based in Arlington, South Dakota. Its Q2 2026 call report shows $153.2M in total assets and $134.9M in deposits and 3 offices.
Citizens State Bank, of Arlington has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 2,650 banks with $100 million – $1 billion. Among 56 banks headquartered in South Dakota, it ranks 16th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (64/100, 1.11%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (80 → 82), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 75 |
| Q4 2024 | 78 |
| Q1 2025 | 80 |
| Q2 2025 | 80 |
| Q3 2025 | 81 |
| Q4 2025 | 82 |
| Q1 2026 | 81 |
| Q2 2026 | 82 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.23% |
| Q3 2024 | 11.45% |
| Q4 2024 | 11.92% |
| Q1 2025 | 11.90% |
| Q2 2025 | 11.95% |
| Q3 2025 | 12.13% |
| Q4 2025 | 12.24% |
| Q1 2026 | 11.63% |
| Q2 2026 | 11.74% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.39% |
| Q3 2024 | 0.36% |
| Q4 2024 | 0.50% |
| Q1 2025 | 0.68% |
| Q2 2025 | 0.75% |
| Q3 2025 | 0.79% |
| Q4 2025 | 0.79% |
| Q1 2026 | 0.97% |
| Q2 2026 | 1.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $153.2M | 11.74% | 0.00% | 1.11% | 54.1% |
| Q1 2026 | 81 | $155.1M | 11.63% | 0.00% | 0.97% | 54.5% |
| Q4 2025 | 82 | $150.6M | 12.24% | 0.00% | 0.79% | 58.4% |
| Q3 2025 | 81 | $141.5M | 12.13% | 0.00% | 0.79% | 63.0% |
| Q2 2025 | 80 | $145.2M | 11.95% | 0.00% | 0.75% | 60.5% |
| Q1 2025 | 80 | $141.9M | 11.90% | 0.00% | 0.68% | 60.0% |
| Q4 2024 | 78 | $137.1M | 11.92% | 0.00% | 0.50% | 63.5% |
| Q3 2024 | 75 | $141.7M | 11.45% | 0.00% | 0.36% | 64.6% |
| Q2 2024 | 75 | $142.2M | 11.23% | 0.00% | 0.39% | 61.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in South Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Heartland State BankBank Redfield, SD | 79 out of 100, Strong | $154.0M | 9.9% | 0.00% | vs |
| Great Plains BankBank Eureka, SD | 65 out of 100, Moderate | $150.4M | 17.7% | 3.49% | vs |
| First State Bank of RoscoeBank Roscoe, SD | 92 out of 100, Very strong | $147.5M | 13.8% | 0.00% | vs |
| Farmers and Merchants State BankBank Plankinton, SD | 73 out of 100, Strong | $180.4M | 11.0% | 0.76% | vs |
| Dnb National BankBank Clear Lake, SD | 79 out of 100, Strong | $124.1M | 8.9% | 0.00% | vs |
| Security State BankBank Alexandria, SD | 36 out of 100, Low | $103.0M | 8.2% | 3.72% | vs |
Deposit insurance
Is my money safe at Citizens State Bank, of Arlington?
Yes. Citizens State Bank, of Arlington is an FDIC-insured institution (FDIC certificate #1118). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.6% of deposits ($23.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.74%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Citizens State Bank, of Arlington lists 3 offices in 3 cities. Most locations:
- Arlington, SD (1)
- Castlewood, SD (1)
- Sinai, SD (1)
Identity & history
Profile
- Legal name
- Citizens State Bank, of Arlington
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 1118
- RSSD ID
- 274856
- Primary regulator
- FED
- Established
- August 28, 1901
- Headquarters
- 128 S Main St, Arlington, SD 57212
- Website
- www.csbarlington.com
- Employees
- 17
Quick answers
Citizens State Bank, of Arlington: common questions
Is Citizens State Bank, of Arlington FDIC insured?
Yes. Citizens State Bank, of Arlington is an FDIC-insured institution (FDIC certificate #1118). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Citizens State Bank, of Arlington's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Citizens State Bank, of Arlington ever failed?
There is no failure record for FDIC certificate #1118 in the FDIC failed bank list.
How many branches does Citizens State Bank, of Arlington have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Arlington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Richland State BankBank Bruce, SD | 90 out of 100, Very strong | $49.6M | 12.3% | 0.15% | vs |
| First PREMIER BankBank Sioux Falls, SD | 85 out of 100, Very strong | $3.6B | 13.7% | 0.10% | vs |
| First National BankBank Fort Pierre, SD | 84 out of 100, Strong | $2.0B | 21.9% | 0.69% | vs |
| Bryant State BankBank Bryant, SD | 80 out of 100, Strong | $52.9M | 11.6% | 0.40% | vs |
| First National BankBank Oldham, SD | 77 out of 100, Strong | $477.8M | 18.4% | 2.01% | vs |
| Dakotaland Federal Credit UnionCredit union Huron, SD | 76 out of 100, Strong | $751.6M | 10.9% | 0.57% | vs |