Side-by-side · Q2 2026 data
Citizens State Bank, of Arlington vs First State Bank of Roscoe
Metric by metric
| Measure | Citizens State Bank, of Arlington | First State Bank of Roscoe |
|---|---|---|
| TellerScore | 82 | 92 (stronger) |
| Capital cushion | 67 | 88 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 64 | 85 (stronger) |
| Funding & liquidity | 97 (stronger) | 90 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 82nd | 97th |
| Total assets | $153.2M | $147.5M |
| Deposits / shares | $134.9M | $125.8M |
| Capital ratio | 11.74% | 13.84% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.11% | 1.63% (stronger) |
| Loans ÷ deposits | 54.1% (stronger) | 61.4% |
| Uninsured deposits | 17.6% (stronger) | 22.6% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Roscoe has the higher TellerScore (92 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Citizens State Bank, of Arlington leads on 2 and First State Bank of Roscoe on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.