Side-by-side · Q2 2026 data
Citizens State Bank, of Arlington vs Richland State Bank
Metric by metric
| Measure | Citizens State Bank, of Arlington | Richland State Bank |
|---|---|---|
| TellerScore | 82 | 90 (stronger) |
| Capital cushion | 67 | 73 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 97 | 97 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 82nd | 89th |
| Total assets | $153.2M | $49.6M |
| Deposits / shares | $134.9M | $44.7M |
| Capital ratio | 11.74% | 12.30% (stronger) |
| Problem loans | 0.00% (stronger) | 0.15% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.11% | 2.03% (stronger) |
| Loans ÷ deposits | 54.1% | 42.6% (stronger) |
| Uninsured deposits | 17.6% (stronger) | 18.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richland State Bank has the higher TellerScore (90 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Citizens State Bank, of Arlington leads on 2 and Richland State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.