Side-by-side · Q2 2026 data
Citizens State Bank, of Arlington vs Sioux Valley Coop Federal Credit Union
Credit union
Sioux Valley Coop Federal Credit Union
Watertown, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Citizens State Bank, of Arlington | Sioux Valley Coop Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 83 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 100 (stronger) | 63 |
| Earnings | 64 | 85 (stronger) |
| Funding & liquidity | 97 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 82nd | 72nd |
| Total assets | $153.2M | $40.7M |
| Deposits / shares | $134.9M | $31.9M |
| Capital ratio | 11.74% | 20.64% (stronger) |
| Problem loans | 0.00% (stronger) | 1.10% |
| Net charge-offs | 0.00% (stronger) | 0.40% |
| Return on assets | 1.11% | 1.63% (stronger) |
| Loans ÷ deposits | 54.1% (stronger) | 85.0% |
| Uninsured deposits | 17.6% | 1.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sioux Valley Coop Federal Credit Union has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank, of Arlington leads on 3 and Sioux Valley Coop Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.