Side-by-side · Q2 2026 data
Citizens State Bank of La Crosse vs AbbyBank
Metric by metric
| Measure | Citizens State Bank of La Crosse | AbbyBank |
|---|---|---|
| TellerScore | 76 (stronger) | 56 |
| Capital cushion | 84 (stronger) | 44 |
| Loan quality | 65 (stronger) | 55 |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 39 | 69 (stronger) |
| Problem-loan coverage | 86 (stronger) | 77 |
| Peer percentile | 64th | 13th |
| Total assets | $648.5M | $662.2M |
| Deposits / shares | $513.4M | $580.2M |
| Capital ratio | 13.36% (stronger) | 9.43% |
| Problem loans | 1.06% (stronger) | 1.34% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 2.94% (stronger) | 0.86% |
| Loans ÷ deposits | 105.0% | 75.0% (stronger) |
| Uninsured deposits | 29.4% | 29.2% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.6% | 10.4% |
Citizens State Bank of La Crosse has the higher TellerScore (76 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of La Crosse leads on 4 and AbbyBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.