Side-by-side · Q2 2026 data
Citizens State Bank of La Crosse vs PyraMax Bank, FSB
Metric by metric
| Measure | Citizens State Bank of La Crosse | PyraMax Bank, FSB |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 84 (stronger) | 62 |
| Loan quality | 65 | 92 (stronger) |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 39 | 57 (stronger) |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 64th | 34th |
| Total assets | $648.5M | $588.7M |
| Deposits / shares | $513.4M | $406.2M |
| Capital ratio | 13.36% (stronger) | 11.23% |
| Problem loans | 1.06% | 0.25% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 2.94% (stronger) | 0.44% |
| Loans ÷ deposits | 105.0% | 102.0% (stronger) |
| Uninsured deposits | 29.4% | 16.0% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.6% | 7.0% |
Citizens State Bank of La Crosse has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of La Crosse leads on 3 and PyraMax Bank, FSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.