TellerScore

PyraMax Bank, FSB (FDIC certificate #29120) is based in Greenfield, Wisconsin. Its Q2 2026 call report shows $588.7M in total assets and $406.2M in deposits and 6 offices.

Based on its Q2 2026 filing, PyraMax Bank, FSB scores 67/100, which we describe as moderate. That is higher than only 34% of 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 108th. Its strongest component is problem-loan coverage (97/100; 1.5%), and its lowest is earnings (38/100; 0.44%).

TellerScore · Q2 2026

Scorecard

Capital cushion62/100
Tier 1 leverage ratio: 11.23%
Loan quality92/100
Noncurrent loans ÷ total loans: 0.25%
Earnings38/100
Return on assets (annualized): 0.44%
Funding & liquidity57/100
Loans ÷ deposits and uninsured-deposit share: 102.0% · 16.0% uninsured
Problem-loan coverage97/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.52%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (64 → 67), mostly because the funding & liquidity component improved by 5 points.

TellerScore
626567Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202464
Q4 202462
Q1 202563
Q2 202564
Q3 202564
Q4 202566
Q1 202667
Q2 202667
Tier 1 leverage ratio
5.00%8.15%11.31%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.15%
Q3 202411.20%
Q4 202411.11%
Q1 202510.98%
Q2 202510.83%
Q3 202510.63%
Q4 202510.80%
Q1 202611.31%
Q2 202611.23%
Noncurrent loans
0.19%0.30%0.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.19%
Q3 20240.23%
Q4 20240.40%
Q1 20250.36%
Q2 20250.32%
Q3 20250.30%
Q4 20250.28%
Q1 20260.29%
Q2 20260.25%
Return on assets
-0.02%0.24%0.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.02%
Q3 20240.02%
Q4 20240.09%
Q1 20250.31%
Q2 20250.40%
Q3 20250.45%
Q4 20250.49%
Q1 20260.48%
Q2 20260.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$588.7M11.23%0.25%0.44%102.0%
Q1 202667$595.2M11.31%0.29%0.48%106.1%
Q4 202566$597.8M10.80%0.28%0.49%108.7%
Q3 202564$615.2M10.63%0.30%0.45%105.1%
Q2 202564$609.5M10.83%0.32%0.40%105.9%
Q1 202563$586.2M10.98%0.36%0.31%107.9%
Q4 202462$571.0M11.11%0.40%0.09%102.3%
Q3 202464$562.7M11.20%0.23%0.02%96.8%
Q2 202464$559.6M11.15%0.19%-0.02%97.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.23%
54th
Total risk-based capital16.09%
74th
Problem loans0.25%
61st
Net charge-offs-0.00%
79th
Return on assets0.44%
11th
Net interest margin2.80%
6th
Efficiency ratio80.3%
13th
Loans to deposits102.0%
8th
Uninsured deposits16.0%
79th
Loan-loss reserves1.07%
34th
Texas ratio1.5%
63rd

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
PremierBankBank Fort Atkinson, WI70 out of 100, Strong$583.9M9.8%0.24%vs
Unity BankBank Augusta, WI27 out of 100, Low$574.8M8.8%8.39%vs
Baraboo State BankBank Baraboo, WI84 out of 100, Strong$569.6M11.7%0.01%vs
Capitol BankBank Madison, WI79 out of 100, Strong$565.3M12.4%0.02%vs
First State BankBank New London, WI69 out of 100, Moderate$558.1M9.8%0.12%vs
Northwestern Mutual Wealth ManagementBank Milwaukee, WI93 out of 100, Very strong$557.7M55.0%0.00%vs

Deposit insurance

Is my money safe at PyraMax Bank, FSB?

Yes. PyraMax Bank, FSB is an FDIC-insured institution (FDIC certificate #29120). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 16.0% of deposits ($64.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.23%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.09% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

PyraMax Bank, FSB lists 6 offices in 6 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, PyraMax Bank, FSB reported 146 home-loan applications under HMDA (LEI 549300A81K8K8KJR9759): 119 originated ($48,215,000 total), 9 denied, and 17 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
PyraMax Bank, FSB
Former names
South Milwaukee Savings Bank, S.A.; PyraMax Bank, S.S.B.; South Milwaukee Savings Bank; South Milwaukee Savings and Loan Association
Type
Savings bank
FDIC certificate #
29120
RSSD ID
713476
Primary regulator
OCC
Holding company
1895 Bcorp of Wisconsin Inc
Established
January 1, 1892
Headquarters
7001 W Edgerton Ave, Greenfield, WI 53220
Employees
85

Quick answers

PyraMax Bank, FSB: common questions

Is PyraMax Bank, FSB FDIC insured?

Yes. PyraMax Bank, FSB is an FDIC-insured institution (FDIC certificate #29120). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is PyraMax Bank, FSB's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has PyraMax Bank, FSB ever failed?

There is no failure record for FDIC certificate #29120 in the FDIC failed bank list.

How many branches does PyraMax Bank, FSB have?

6 offices as of the latest FDIC data.

Nearby

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