Side-by-side · Q2 2026 data
Citizens State Bank of Lankin vs First Security Bank - West
Metric by metric
| Measure | Citizens State Bank of Lankin | First Security Bank - West |
|---|---|---|
| TellerScore | 57 (stronger) | 55 |
| Capital cushion | 51 | 79 (stronger) |
| Loan quality | 47 (stronger) | 0 |
| Earnings | 67 (stronger) | 51 |
| Funding & liquidity | 60 | 88 (stronger) |
| Problem-loan coverage | 75 | 77 (stronger) |
| Peer percentile | 16th | 14th |
| Total assets | $72.1M | $75.2M |
| Deposits / shares | $61.4M | $66.5M |
| Capital ratio | 10.13% | 12.87% (stronger) |
| Problem loans | 1.58% (stronger) | 4.65% |
| Net charge-offs | 0.25% | 0.02% (stronger) |
| Return on assets | 1.17% (stronger) | 0.78% |
| Loans ÷ deposits | 85.6% | 32.0% (stronger) |
| Uninsured deposits | 28.1% | 25.7% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens State Bank of Lankin has the higher TellerScore (57 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of Lankin leads on 3 and First Security Bank - West on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.