Side-by-side · Q2 2026 data
Citizens State Bank of Luling vs First Federal Bank Littlefield, Texas
Metric by metric
| Measure | Citizens State Bank of Luling | First Federal Bank Littlefield, Texas |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 44 | 85 (stronger) |
| Earnings | 39 | 42 (stronger) |
| Funding & liquidity | 75 | 85 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 37th | 70th |
| Total assets | $73.8M | $67.9M |
| Deposits / shares | $55.4M | $55.7M |
| Capital ratio | 21.53% (stronger) | 17.40% |
| Problem loans | 1.68% | 0.44% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.47% | 0.56% (stronger) |
| Loans ÷ deposits | 85.4% | 75.2% (stronger) |
| Uninsured deposits | 11.5% (stronger) | 11.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Federal Bank Littlefield, Texas has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of Luling leads on 2 and First Federal Bank Littlefield, Texas on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.