TellerScore

First Federal Bank Littlefield, Texas is a si headquartered in Littlefield, Texas, in business for about 80 years. At the end of Q2 2026 it reported $67.9M in total assets and $55.7M in deposits, with 1 office.

First Federal Bank Littlefield, Texas has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 546 banks with under $100 million in assets. Among 349 banks headquartered in Texas, it ranks 74th. Capital cushion contributes the most (100/100, 17.40%); earnings contributes the least (42/100, 0.56%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 17.40%
Loan quality85/100
Noncurrent loans ÷ total loans: 0.44%
Earnings42/100
Return on assets (annualized): 0.56%
Funding & liquidity85/100
Loans ÷ deposits and uninsured-deposit share: 75.2% · 11.6% uninsured
Problem-loan coverage97/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.51%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (76 → 82), mostly because the loan quality component improved by 16 points.

TellerScore
768185Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202478
Q4 202478
Q1 202585
Q2 202576
Q3 202579
Q4 202577
Q1 202681
Q2 202682
Tier 1 leverage ratio
5.00%12.32%19.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202419.64%
Q3 202419.44%
Q4 202419.45%
Q1 202519.11%
Q2 202518.98%
Q3 202517.61%
Q4 202517.65%
Q1 202617.24%
Q2 202617.40%
Noncurrent loans
0.00%0.47%0.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.21%
Q3 20240.32%
Q4 20240.33%
Q1 20250.00%
Q2 20250.93%
Q3 20250.60%
Q4 20250.75%
Q1 20260.64%
Q2 20260.44%
Return on assets
0.36%0.50%0.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.36%
Q3 20240.37%
Q4 20240.38%
Q1 20250.58%
Q2 20250.60%
Q3 20250.63%
Q4 20250.54%
Q1 20260.59%
Q2 20260.56%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$67.9M17.40%0.44%0.56%75.2%
Q1 202681$68.2M17.24%0.64%0.59%72.5%
Q4 202577$66.1M17.65%0.75%0.54%92.1%
Q3 202579$66.3M17.61%0.60%0.63%88.8%
Q2 202576$63.2M18.98%0.93%0.60%87.1%
Q1 202585$60.1M19.11%0.00%0.58%86.3%
Q4 202478$59.9M19.45%0.33%0.38%99.3%
Q3 202478$58.0M19.44%0.32%0.37%103.2%
Q2 202480$58.0M19.64%0.21%0.36%95.9%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.40%
79th
Total risk-based capital0.00%
27th
Problem loans0.44%
49th
Net charge-offs0.00%
35th
Return on assets0.56%
29th
Net interest margin4.67%
79th
Efficiency ratio84.7%
23rd
Loans to deposits75.2%
37th
Uninsured deposits11.6%
68th
Loan-loss reserves1.60%
74th
Texas ratio1.5%
53rd

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
First State Bank of San DiegoBank San Diego, TX36 out of 100, Low$68.2M9.0%2.65%vs
Kress National BankBank Kress, TX76 out of 100, Strong$63.7M9.6%0.00%vs
Haskell National BankBank Haskell, TX88 out of 100, Very strong$72.6M13.6%0.00%vs
City National BankBank Corsicana, TX54 out of 100, Below average$62.0M13.5%2.65%vs
Citizens State Bank of LulingBank Luling, TX69 out of 100, Moderate$73.8M21.5%1.68%vs
Commerce Bank TexasBank Stockdale, TX51 out of 100, Below average$60.6M12.7%2.64%vs

Deposit insurance

Is my money safe at First Federal Bank Littlefield, Texas?

Yes. First Federal Bank Littlefield, Texas is an FDIC-insured institution (FDIC certificate #30291). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 11.6% of deposits ($6.5M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 17.40%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

First Federal Bank Littlefield, Texas lists 1 office in 1 city. Most locations:

  • Littlefield, TX (1)

All branch addresses and map

Identity & history

Profile

Legal name
First Federal Bank Littlefield, Texas
Former names
First Federal Savings and Loan Association of Littlefield, Texas
Type
SI
FDIC certificate #
30291
RSSD ID
14977
Primary regulator
FDIC
Established
June 1, 1946
Headquarters
2313 Phelps Ave, Littlefield, TX 79339
Employees
16

Quick answers

First Federal Bank Littlefield, Texas: common questions

Is First Federal Bank Littlefield, Texas FDIC insured?

Yes. First Federal Bank Littlefield, Texas is an FDIC-insured institution (FDIC certificate #30291). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Federal Bank Littlefield, Texas's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Federal Bank Littlefield, Texas ever failed?

There is no failure record for FDIC certificate #30291 in the FDIC failed bank list.

How many branches does First Federal Bank Littlefield, Texas have?

1 office as of the latest FDIC data.

Nearby

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Citizens State BankBank Anton, TX84 out of 100, Strong$80.7M16.0%0.01%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs
First United BankBank Dimmitt, TX77 out of 100, Strong$2.4B11.2%0.41%vs
Prosperity BankBank El Campo, TX71 out of 100, Strong$43.9B10.6%0.48%vs