Side-by-side · Q2 2026 data
Citizens State Bank of Milford vs Community National Bank in Monmouth
Metric by metric
| Measure | Citizens State Bank of Milford | Community National Bank in Monmouth |
|---|---|---|
| TellerScore | 62 | 77 (stronger) |
| Capital cushion | 41 | 81 (stronger) |
| Loan quality | 75 (stronger) | 70 |
| Earnings | 39 | 63 (stronger) |
| Funding & liquidity | 93 (stronger) | 90 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 20th | 58th |
| Total assets | $56.9M | $55.1M |
| Deposits / shares | $52.0M | $47.7M |
| Capital ratio | 9.11% | 13.13% (stronger) |
| Problem loans | 0.76% (stronger) | 0.90% |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | 0.47% | 1.08% (stronger) |
| Loans ÷ deposits | 42.7% (stronger) | 69.9% |
| Uninsured deposits | 21.7% | 13.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community National Bank in Monmouth has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of Milford leads on 3 and Community National Bank in Monmouth on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.