Side-by-side · Q2 2026 data
Citizens State Bank of Milford vs GN Bank
Metric by metric
| Measure | Citizens State Bank of Milford | GN Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 53 |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 75 (stronger) | 0 |
| Earnings | 39 (stronger) | 29 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 24 |
| Peer percentile | 20th | 12th |
| Total assets | $56.9M | $59.8M |
| Deposits / shares | $52.0M | $50.6M |
| Capital ratio | 9.11% | 16.06% (stronger) |
| Problem loans | 0.76% (stronger) | 13.11% |
| Net charge-offs | -0.02% (stronger) | 1.82% |
| Return on assets | 0.47% (stronger) | 0.23% |
| Loans ÷ deposits | 42.7% (stronger) | 49.1% |
| Uninsured deposits | 21.7% | 3.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens State Bank of Milford has the higher TellerScore (62 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of Milford leads on 5 and GN Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.