Headquartered in Chicago, Illinois, GN Bank is a savings bank with $59.8M in total assets and $50.6M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1934.
Based on its Q2 2026 filing, GN Bank scores 53/100, which we describe as below average. That is higher than only 12% of 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 282nd. Its strongest component is capital cushion (100/100; 16.06%), and its lowest is loan quality (0/100; 13.11%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (54 → 53).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 53 |
| Q4 2024 | 55 |
| Q1 2025 | 57 |
| Q2 2025 | 54 |
| Q3 2025 | 55 |
| Q4 2025 | 58 |
| Q1 2026 | 49 |
| Q2 2026 | 53 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.36% |
| Q3 2024 | 14.09% |
| Q4 2024 | 14.31% |
| Q1 2025 | 14.70% |
| Q2 2025 | 14.65% |
| Q3 2025 | 14.71% |
| Q4 2025 | 15.07% |
| Q1 2026 | 15.07% |
| Q2 2026 | 16.06% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.50% |
| Q3 2024 | 5.46% |
| Q4 2024 | 5.80% |
| Q1 2025 | 5.80% |
| Q2 2025 | 7.21% |
| Q3 2025 | 8.95% |
| Q4 2025 | 8.98% |
| Q1 2026 | 10.72% |
| Q2 2026 | 13.11% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.53% |
| Q3 2024 | 0.20% |
| Q4 2024 | 0.38% |
| Q1 2025 | 0.33% |
| Q2 2025 | 0.17% |
| Q3 2025 | 0.23% |
| Q4 2025 | 0.44% |
| Q1 2026 | -0.80% |
| Q2 2026 | 0.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 53 | $59.8M | 16.06% | 13.11% | 0.23% | 49.1% |
| Q1 2026 | 49 | $61.5M | 15.07% | 10.72% | -0.80% | 49.9% |
| Q4 2025 | 58 | $63.7M | 15.07% | 8.98% | 0.44% | 49.7% |
| Q3 2025 | 55 | $62.9M | 14.71% | 8.95% | 0.23% | 52.1% |
| Q2 2025 | 54 | $63.9M | 14.65% | 7.21% | 0.17% | 55.1% |
| Q1 2025 | 57 | $65.3M | 14.70% | 5.80% | 0.33% | 57.5% |
| Q4 2024 | 55 | $64.7M | 14.31% | 5.80% | 0.38% | 62.6% |
| Q3 2024 | 53 | $65.9M | 14.09% | 5.46% | 0.20% | 66.2% |
| Q2 2024 | 57 | $64.7M | 14.36% | 3.50% | 0.53% | 69.1% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of BrownstownBank Brownstown, IL | 72 out of 100, Strong | $57.4M | 11.3% | 1.22% | vs |
| Citizens State Bank of MilfordBank Milford, IL | 62 out of 100, Moderate | $56.9M | 9.1% | 0.76% | vs |
| North County Savings BankBank Red Bud, IL | 68 out of 100, Moderate | $63.2M | 8.5% | 0.00% | vs |
| First Community Bank, Xenia-FloraBank Xenia, IL | 86 out of 100, Very strong | $55.5M | 12.0% | 0.22% | vs |
| State Bank of IndustryBank Industry, IL | 86 out of 100, Very strong | $64.3M | 14.2% | 0.44% | vs |
| Community National Bank in MonmouthBank Monmouth, IL | 77 out of 100, Strong | $55.1M | 13.1% | 0.90% | vs |
Deposit insurance
Is my money safe at GN Bank?
Yes. GN Bank is an FDIC-insured institution (FDIC certificate #29399). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 3.7% of deposits ($1.9M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.06%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
GN Bank lists 1 office in 1 city. Most locations:
- Chicago, IL (1)
Identity & history
Profile
- Legal name
- GN Bank
- Former names
- Illinois-Service Federal Savings and Loan Association
- Type
- Savings bank
- FDIC certificate #
- 29399
- RSSD ID
- 250476
- Primary regulator
- OCC
- Established
- January 1, 1934
- Headquarters
- 4619 S Martin L King Dr, Chicago, IL 60653
- Website
- www.gnbank.net
- Employees
- 12
Quick answers
GN Bank: common questions
Is GN Bank FDIC insured?
Yes. GN Bank is an FDIC-insured institution (FDIC certificate #29399). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is GN Bank's TellerScore?
53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has GN Bank ever failed?
There is no failure record for FDIC certificate #29399 in the FDIC failed bank list.
How many branches does GN Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Chicago
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| Trinity U.C.C. Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $4.2M | 16.5% | 0.00% | vs |