Side-by-side · Q2 2026 data
Citizens State Bank of Milford vs Pulaski Savings Bank
Metric by metric
| Measure | Citizens State Bank of Milford | Pulaski Savings Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 60 |
| Capital cushion | 41 | 53 (stronger) |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 39 (stronger) | 0 |
| Funding & liquidity | 93 (stronger) | 63 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 20th | 19th |
| Total assets | $56.9M | $49.5M |
| Deposits / shares | $52.0M | $42.7M |
| Capital ratio | 9.11% | 10.33% (stronger) |
| Problem loans | 0.76% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 0.47% (stronger) | -0.59% |
| Loans ÷ deposits | 42.7% (stronger) | 97.3% |
| Uninsured deposits | 21.7% | 5.0% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens State Bank of Milford has the higher TellerScore (62 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of Milford leads on 4 and Pulaski Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.