TellerScore

Pulaski Savings Bank no longer operates under this certificate. It failed on January 17, 2025. See the failure record.

Headquartered in Chicago, Illinois, Pulaski Savings Bank is a si with $49.5M in total assets and $42.7M in deposits as of Q3 2024. Its charter dates back to 1890.

Based on its Q3 2024 filing, Pulaski Savings Bank scores 60/100, which we describe as moderate. That is higher than only 19% of 672 banks with under $100 million in assets. Among 353 banks headquartered in Illinois, it ranks 268th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (0/100; -0.59%).

TellerScore · Q3 2024

Scorecard

Capital cushion53/100
Tier 1 leverage ratio: 10.33%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -0.59%
Funding & liquidity63/100
Loans ÷ deposits and uninsured-deposit share: 97.3% · 5.0% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

2 quarters

Health trend

From Q2 2024 to Q3 2024, the score rose 5 points (55 → 60), mostly because the loan quality component improved by 17 points.

TellerScore
555860Q2 2024Q3 2024
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QuarterTellerScore
Q2 202455
Q3 202460
Tier 1 leverage ratio
5.00%7.66%10.33%well-capitalized benchmarkQ2 2024Q3 2024
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QuarterTier 1 leverage ratio
Q2 202410.16%
Q3 202410.33%
Noncurrent loans
0.00%0.26%0.51%Q2 2024Q3 2024
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QuarterNoncurrent loans
Q2 20240.51%
Q3 20240.00%
Return on assets
-0.85%-0.72%-0.59%Q2 2024Q3 2024
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QuarterReturn on assets
Q2 2024-0.85%
Q3 2024-0.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q3 202460$49.5M10.33%0.00%-0.59%97.3%
Q2 202455$48.8M10.16%0.51%-0.85%94.5%

672 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.33%
25th
Total risk-based capital21.25%
76th
Problem loans0.00%
84th
Net charge-offs0.00%
60th
Return on assets-0.59%
8th
Net interest margin3.44%
44th
Efficiency ratio117.4%
8th
Loans to deposits97.3%
11th
Uninsured deposits5.0%
92nd
Loan-loss reserves1.03%
32nd
Texas ratio0.0%
85th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Buckley State BankBank Buckley, IL83 out of 100, Strong$50.5M12.1%0.01%vs
Farmers & Merchants Bank of HutsonvilleBank Hutsonville, IL93 out of 100, Very strong$51.2M18.2%0.00%vs
Community National Bank in MonmouthBank Monmouth, IL72 out of 100, Strong$51.2M12.9%1.20%vs
Citizens State Bank of MilfordBank Milford, IL74 out of 100, Strong$53.0M9.8%0.15%vs
Peoples State Bank of ColfaxBank Colfax, IL83 out of 100, Strong$45.7M11.7%0.00%vs
First State Bank of Van OrinBank Van Orin, IL65 out of 100, Moderate$45.1M11.2%1.30%vs

Deposit insurance

Is my money safe at Pulaski Savings Bank?

Pulaski Savings Bank is no longer an active bank in FDIC records (since 2025).

An estimated 5.0% of deposits ($2.1M) are above the $250,000 FDIC insurance limit, below the peer median of 15%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.33%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 21.25% (benchmark: 10%).

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Pulaski Savings Bank
Former names
Pulaski Savings and Loan Association
Type
SI
FDIC certificate #
28611
RSSD ID
490179
Primary regulator
FDIC
Established
January 1, 1890
Headquarters
3156 S Morgan St, Chicago, IL 60608
Employees
9

Quick answers

Pulaski Savings Bank: common questions

Is Pulaski Savings Bank FDIC insured?

Pulaski Savings Bank is no longer an active bank in FDIC records (since 2025).

What is Pulaski Savings Bank's TellerScore?

60 out of 100 (Moderate), based on its Q3 2024 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Pulaski Savings Bank ever failed?

FDIC records show Pulaski Savings Bank failed on January 17, 2025.