Side-by-side · Q2 2026 data
Citizens State Bank of Roseau vs PrinsBank
Metric by metric
| Measure | Citizens State Bank of Roseau | PrinsBank |
|---|---|---|
| TellerScore | 85 | 85 |
| Capital cushion | 83 (stronger) | 70 |
| Loan quality | 82 | 90 (stronger) |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 90 (stronger) | 77 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 88th | 88th |
| Total assets | $290.9M | $308.3M |
| Deposits / shares | $248.0M | $262.9M |
| Capital ratio | 13.30% (stronger) | 11.99% |
| Problem loans | 0.53% | 0.29% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.19% |
| Return on assets | 1.54% | 2.99% (stronger) |
| Loans ÷ deposits | 67.3% (stronger) | 68.0% |
| Uninsured deposits | 17.3% (stronger) | 29.0% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Citizens State Bank of Roseau leads on 4 and PrinsBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.