Headquartered in Prinsburg, Minnesota, PrinsBank is a state-chartered bank with $308.3M in total assets and $262.9M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1916.
Based on its Q2 2026 filing, PrinsBank scores 85/100, which we describe as very strong. That is higher than 88% of 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 20th. Its strongest component is earnings (100/100; 2.99%), and its lowest is capital cushion (70/100; 11.99%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (76 → 85), mostly because the loan quality component improved by 62 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 72 |
| Q4 2024 | 78 |
| Q1 2025 | 70 |
| Q2 2025 | 76 |
| Q3 2025 | 75 |
| Q4 2025 | 79 |
| Q1 2026 | 69 |
| Q2 2026 | 85 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.21% |
| Q3 2024 | 15.72% |
| Q4 2024 | 16.13% |
| Q1 2025 | 15.03% |
| Q2 2025 | 15.29% |
| Q3 2025 | 11.06% |
| Q4 2025 | 11.89% |
| Q1 2026 | 10.76% |
| Q2 2026 | 11.99% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.39% |
| Q3 2024 | 2.50% |
| Q4 2024 | 1.95% |
| Q1 2025 | 2.94% |
| Q2 2025 | 2.16% |
| Q3 2025 | 0.82% |
| Q4 2025 | 0.67% |
| Q1 2026 | 1.34% |
| Q2 2026 | 0.29% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.92% |
| Q3 2024 | 2.09% |
| Q4 2024 | 2.07% |
| Q1 2025 | 2.09% |
| Q2 2025 | 1.93% |
| Q3 2025 | 2.06% |
| Q4 2025 | 1.95% |
| Q1 2026 | 1.62% |
| Q2 2026 | 2.99% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $308.3M | 11.99% | 0.29% | 2.99% | 68.0% |
| Q1 2026 | 69 | $296.2M | 10.76% | 1.34% | 1.62% | 67.6% |
| Q4 2025 | 79 | $210.1M | 11.89% | 0.67% | 1.95% | 75.5% |
| Q3 2025 | 75 | $198.5M | 11.06% | 0.82% | 2.06% | 78.7% |
| Q2 2025 | 76 | $221.3M | 15.29% | 2.16% | 1.93% | 65.1% |
| Q1 2025 | 70 | $218.4M | 15.03% | 2.94% | 2.09% | 64.7% |
| Q4 2024 | 78 | $204.4M | 16.13% | 1.95% | 2.07% | 74.2% |
| Q3 2024 | 72 | $194.2M | 15.72% | 2.50% | 2.09% | 85.0% |
| Q2 2024 | 73 | $193.4M | 16.21% | 2.39% | 1.92% | 78.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Neighborhood National BankBank Mora, MN | 56 out of 100, Moderate | $312.2M | 11.2% | 2.31% | vs |
| Citizens Independent BankBank Saint Louis Park, MN | 75 out of 100, Strong | $314.2M | 12.3% | 0.14% | vs |
| Minnesota National BankBank Sauk Centre, MN | 70 out of 100, Strong | $298.4M | 9.8% | 0.49% | vs |
| Gateway BankBank Mendota Heights, MN | 71 out of 100, Strong | $319.5M | 8.4% | 0.00% | vs |
| First Bank Blue EarthBank Blue Earth, MN | 64 out of 100, Moderate | $322.7M | 9.5% | 0.39% | vs |
| Castle Rock BankBank Castle Rock, MN | 93 out of 100, Very strong | $293.5M | 14.2% | 0.01% | vs |
Deposit insurance
Is my money safe at PrinsBank?
Yes. PrinsBank is an FDIC-insured institution (FDIC certificate #10191). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 29.0% of deposits ($76.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.99%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.89% (benchmark: 10%).
4 locations
Branches
PrinsBank lists 4 offices in 4 cities. Most locations:
- Champlin, MN (1)
- Lester Prairie, MN (1)
- Prinsburg, MN (1)
- Silver Lake, MN (1)
Identity & history
Profile
- Legal name
- PrinsBank
- Former names
- Prinsburg State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 10191
- RSSD ID
- 787459
- Primary regulator
- FDIC
- Holding company
- Psb Financial Shares Inc
- Established
- October 14, 1916
- Headquarters
- 508 3rd St, Prinsburg, MN 56281
- Website
- www.prinsbank.com
- Employees
- 32
Quick answers
PrinsBank: common questions
Is PrinsBank FDIC insured?
Yes. PrinsBank is an FDIC-insured institution (FDIC certificate #10191). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is PrinsBank's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has PrinsBank ever failed?
There is no failure record for FDIC certificate #10191 in the FDIC failed bank list.
How many branches does PrinsBank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Prinsburg
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Greater Community Credit UnionCredit union Dawson, MN | 91 out of 100, Very strong | $296.5M | 20.7% | 0.48% | vs |
| Lake Region BankBank New London, MN | 84 out of 100, Strong | $153.0M | 10.4% | 0.09% | vs |
| Home State BankBank Litchfield, MN | 83 out of 100, Strong | $218.9M | 11.8% | 0.08% | vs |
| First Independent BankBank Russell, MN | 76 out of 100, Strong | $632.3M | 9.9% | 0.14% | vs |
| Frandsen Bank & TrustBank Lonsdale, MN | 71 out of 100, Strong | $3.7B | 10.0% | 0.71% | vs |
| Kensington BankBank Kensington, MN | 69 out of 100, Moderate | $446.7M | 9.9% | 0.58% | vs |