Side-by-side · Q2 2026 data
City & County Credit Union vs Ideal Credit Union
Metric by metric
| Measure | City & County Credit Union | Ideal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 62 |
| Capital cushion | 71 (stronger) | 58 |
| Loan quality | 89 (stronger) | 74 |
| Earnings | 45 (stronger) | 42 |
| Funding & liquidity | 91 (stronger) | 61 |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 79th | 30th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.0B | $894.8M |
| Capital ratio | 12.08% (stronger) | 10.82% |
| Problem loans | 0.32% (stronger) | 0.79% |
| Net charge-offs | 0.20% (stronger) | 0.60% |
| Return on assets | 0.63% (stronger) | 0.56% |
| Loans ÷ deposits | 68.8% (stronger) | 99.5% |
| Uninsured deposits | 6.7% | 3.9% (stronger) |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.4% |
City & County Credit Union has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), City & County Credit Union leads on 6 and Ideal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.