Side-by-side · Q2 2026 data
City Bank & Trust Co. vs LA Capitol Federal Credit Union
Credit union
LA Capitol Federal Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | City Bank & Trust Co. | LA Capitol Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 67 |
| Capital cushion | 64 | 81 (stronger) |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 86 (stronger) | 54 |
| Funding & liquidity | 77 (stronger) | 71 |
| Problem-loan coverage | 87 (stronger) | 83 |
| Peer percentile | 82nd | 41st |
| Total assets | $382.0M | $798.4M |
| Deposits / shares | $334.0M | $645.3M |
| Capital ratio | 11.35% | 13.10% (stronger) |
| Problem loans | 0.00% (stronger) | 1.43% |
| Net charge-offs | 1.67% | 1.11% (stronger) |
| Return on assets | 1.64% (stronger) | 0.84% |
| Loans ÷ deposits | 71.3% (stronger) | 89.7% |
| Uninsured deposits | 25.9% | 8.7% (stronger) |
| Offices | 7 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 48.6% |
City Bank & Trust Co. has the higher TellerScore (82 vs 67). On the 7 directional measures above (where higher or lower is clearly better), City Bank & Trust Co. leads on 4 and LA Capitol Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.