Side-by-side · Q2 2026 data
City Bank & Trust Co. vs Premier Bank National Association
Metric by metric
| Measure | City Bank & Trust Co. | Premier Bank National Association |
|---|---|---|
| TellerScore | 58 | 71 (stronger) |
| Capital cushion | 50 | 76 (stronger) |
| Loan quality | 68 (stronger) | 60 |
| Earnings | 58 | 77 (stronger) |
| Funding & liquidity | 41 | 60 (stronger) |
| Problem-loan coverage | 85 | 87 (stronger) |
| Peer percentile | 16th | 47th |
| Total assets | $323.2M | $342.4M |
| Deposits / shares | $288.4M | $297.1M |
| Capital ratio | 10.03% | 12.59% (stronger) |
| Problem loans | 0.96% (stronger) | 1.21% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.94% | 1.43% (stronger) |
| Loans ÷ deposits | 100.8% | 82.3% (stronger) |
| Uninsured deposits | 31.3% | 31.2% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | — |
Premier Bank National Association has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), City Bank & Trust Co. leads on 1 and Premier Bank National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.