TellerScore

Premier Bank National Association is a national bank headquartered in Omaha, Nebraska, in business for about 112 years. At the end of Q2 2026 it reported $342.4M in total assets and $297.1M in deposits, with 5 offices.

Premier Bank National Association has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 91st. Problem-loan coverage contributes the most (87/100, 6.5%); funding & liquidity contributes the least (60/100, 82% loans-to-deposits, 31% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion76/100
Tier 1 leverage ratio: 12.59%
Loan quality60/100
Noncurrent loans ÷ total loans: 1.21%
Earnings77/100
Return on assets (annualized): 1.43%
Funding & liquidity60/100
Loans ÷ deposits and uninsured-deposit share: 82.3% · 31.2% uninsured
Problem-loan coverage87/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 6.46%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 15 points (86 → 71), mostly because the loan quality component weakened by 39 points.

TellerScore
597387Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202486
Q3 202487
Q4 202483
Q1 202585
Q2 202586
Q3 202559
Q4 202560
Q1 202666
Q2 202671
Tier 1 leverage ratio
5.00%9.53%14.07%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 202414.07%
Q3 202414.07%
Q4 202412.88%
Q1 202513.58%
Q2 202513.74%
Q3 202514.01%
Q4 202511.97%
Q1 202612.38%
Q2 202612.59%
Noncurrent loans
0.01%1.45%2.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.01%
Q3 20240.02%
Q4 20240.05%
Q1 20250.03%
Q2 20250.03%
Q3 20252.89%
Q4 20251.62%
Q1 20261.69%
Q2 20261.21%
Return on assets
0.95%1.29%1.64%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.50%
Q3 20241.57%
Q4 20241.64%
Q1 20251.59%
Q2 20251.59%
Q3 20251.59%
Q4 20250.95%
Q1 20261.39%
Q2 20261.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$342.4M12.59%1.21%1.43%82.3%
Q1 202666$358.0M12.38%1.69%1.39%77.8%
Q4 202560$336.6M11.97%1.62%0.95%89.3%
Q3 202559$337.7M14.01%2.89%1.59%91.4%
Q2 202586$344.1M13.74%0.03%1.59%87.3%
Q1 202585$341.3M13.58%0.03%1.59%90.3%
Q4 202483$335.0M12.88%0.05%1.64%92.2%
Q3 202487$331.9M14.07%0.02%1.57%90.6%
Q2 202486$351.6M14.07%0.01%1.50%92.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.59%
71st
Total risk-based capital0.00%
24th
Problem loans1.21%
24th
Net charge-offs0.00%
68th
Return on assets1.43%
61st
Net interest margin4.40%
75th
Efficiency ratio62.1%
50th
Loans to deposits82.3%
45th
Uninsured deposits31.2%
25th
Loan-loss reserves1.25%
56th
Texas ratio6.5%
29th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
First Community BankBank Beemer, NE66 out of 100, Moderate$342.3M9.1%0.40%vs
Pathway BankBank Cairo, NE54 out of 100, Below average$338.1M12.4%3.85%vs
F&M BankBank West Point, NE83 out of 100, Strong$354.6M11.8%0.07%vs
The First National Bank of GordonBank Gordon, NE79 out of 100, Strong$357.5M14.1%1.30%vs
City Bank & Trust Co.Bank Lincoln, NE58 out of 100, Moderate$323.2M10.0%0.96%vs
Flatwater BankBank Gothenburg, NE56 out of 100, Moderate$367.7M9.4%1.76%vs

Deposit insurance

Is my money safe at Premier Bank National Association?

Yes. Premier Bank National Association is an FDIC-insured institution (FDIC certificate #12493). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 31.2% of deposits ($92.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.59%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Premier Bank National Association lists 4 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Premier Bank National Association
Former names
Purdum State Bank; Premier Bank; The Purdum State Bank
Type
National bank
FDIC certificate #
12493
RSSD ID
860259
Primary regulator
OCC
Holding company
Premier Bancshares Inc
Established
August 1, 1914
Headquarters
16802 Burke St, Omaha, NE 68118
Employees
45

Quick answers

Premier Bank National Association: common questions

Is Premier Bank National Association FDIC insured?

Yes. Premier Bank National Association is an FDIC-insured institution (FDIC certificate #12493). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Premier Bank National Association's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Premier Bank National Association ever failed?

There is no failure record for FDIC certificate #12493 in the FDIC failed bank list.

How many branches does Premier Bank National Association have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Omaha

InstitutionScoreAssetsCapitalProblem loansCompare
Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE98 out of 100, Very strong$34.8M25.2%0.00%vs
North Western Employees Credit UnionCredit union Council Bluffs, IA94 out of 100, Very strong$10.4M21.4%0.00%vs
American Interstate BankBank Elkhorn, NE93 out of 100, Very strong$132.0M20.1%0.00%vs
Omaha Firefighters Credit UnionCredit union Omaha, NE92 out of 100, Very strong$76.0M17.5%0.04%vs
Neighborhood Community Federal Credit UnionCredit union Omaha, NE92 out of 100, Very strong$31.0M14.2%0.17%vs
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs