Side-by-side · Q2 2026 data
City Bank vs First National Bank of Dublin
Metric by metric
| Measure | City Bank | First National Bank of Dublin |
|---|---|---|
| TellerScore | 75 | 88 (stronger) |
| Capital cushion | 58 | 74 (stronger) |
| Loan quality | 92 | 97 (stronger) |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 57 | 79 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 77th | 92nd |
| Total assets | $5.4B | $134.2M |
| Deposits / shares | $4.7B | $116.9M |
| Capital ratio | 10.79% | 12.41% (stronger) |
| Problem loans | 0.25% | 0.10% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.21% |
| Return on assets | 1.52% | 2.21% (stronger) |
| Loans ÷ deposits | 79.0% (stronger) | 81.1% |
| Uninsured deposits | 36.7% | 14.2% (stronger) |
| Offices | 26 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.6% | — |
First National Bank of Dublin has the higher TellerScore (88 vs 75). On the 7 directional measures above (where higher or lower is clearly better), City Bank leads on 2 and First National Bank of Dublin on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dublin, TX