First National Bank of Dublin (FDIC certificate #26228) is based in Dublin, Texas. Its Q2 2026 call report shows $134.2M in total assets and $116.9M in deposits and 3 offices.
Based on its Q2 2026 filing, First National Bank of Dublin scores 88/100, which we describe as very strong. That is higher than 92% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 31st. Its strongest component is earnings (100/100; 2.21%), and its lowest is capital cushion (74/100; 12.41%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (87 → 88).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 87 |
| Q4 2024 | 86 |
| Q1 2025 | 86 |
| Q2 2025 | 87 |
| Q3 2025 | 86 |
| Q4 2025 | 88 |
| Q1 2026 | 88 |
| Q2 2026 | 88 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.29% |
| Q3 2024 | 11.62% |
| Q4 2024 | 11.62% |
| Q1 2025 | 11.57% |
| Q2 2025 | 11.92% |
| Q3 2025 | 11.89% |
| Q4 2025 | 12.27% |
| Q1 2026 | 12.35% |
| Q2 2026 | 12.41% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.10% |
| Q3 2024 | 0.10% |
| Q4 2024 | 0.16% |
| Q1 2025 | 0.18% |
| Q2 2025 | 0.18% |
| Q3 2025 | 0.17% |
| Q4 2025 | 0.16% |
| Q1 2026 | 0.13% |
| Q2 2026 | 0.10% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.91% |
| Q3 2024 | 2.94% |
| Q4 2024 | 2.87% |
| Q1 2025 | 2.44% |
| Q2 2025 | 2.28% |
| Q3 2025 | 2.29% |
| Q4 2025 | 2.18% |
| Q1 2026 | 2.38% |
| Q2 2026 | 2.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 88 | $134.2M | 12.41% | 0.10% | 2.21% | 81.1% |
| Q1 2026 | 88 | $133.5M | 12.35% | 0.13% | 2.38% | 80.6% |
| Q4 2025 | 88 | $133.3M | 12.27% | 0.16% | 2.18% | 79.3% |
| Q3 2025 | 86 | $137.2M | 11.89% | 0.17% | 2.29% | 74.8% |
| Q2 2025 | 87 | $132.5M | 11.92% | 0.18% | 2.28% | 76.0% |
| Q1 2025 | 86 | $136.0M | 11.57% | 0.18% | 2.44% | 72.0% |
| Q4 2024 | 86 | $132.2M | 11.62% | 0.16% | 2.87% | 75.1% |
| Q3 2024 | 87 | $128.3M | 11.62% | 0.10% | 2.94% | 76.6% |
| Q2 2024 | 86 | $127.8M | 11.29% | 0.10% | 2.91% | 74.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of AspermontBank Aspermont, TX | 70 out of 100, Strong | $133.9M | 9.1% | 0.29% | vs |
| Pointwest BankBank West, TX | 90 out of 100, Very strong | $137.3M | 12.5% | 0.00% | vs |
| The Buckholts State BankBank Buckholts, TX | 96 out of 100, Very strong | $138.8M | 17.6% | 0.02% | vs |
| Texas National BankBank Sweetwater, TX | 74 out of 100, Strong | $139.1M | 11.0% | 0.00% | vs |
| First State Bank of BrownsboroBank Brownsboro, TX | 73 out of 100, Strong | $139.9M | 10.4% | 0.52% | vs |
| Peoples State BankBank Rocksprings, TX | 80 out of 100, Strong | $140.0M | 11.0% | 0.10% | vs |
Deposit insurance
Is my money safe at First National Bank of Dublin?
Yes. First National Bank of Dublin is an FDIC-insured institution (FDIC certificate #26228). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.2% of deposits ($16.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.41%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.96% (benchmark: 10%).
3 locations
Branches
First National Bank of Dublin lists 3 offices in 3 cities. Most locations:
- De Leon, TX (1)
- Dublin, TX (1)
- Gustine, TX (1)
Identity & history
Profile
- Legal name
- First National Bank of Dublin
- Type
- National bank
- FDIC certificate #
- 26228
- RSSD ID
- 648550
- Primary regulator
- OCC
- Holding company
- Dublin Bancshares Inc
- Established
- May 7, 1985
- Headquarters
- 825 N Patrick St, Dublin, TX 76446
- Website
- www.bankingfnb.com
- Employees
- 33
Quick answers
First National Bank of Dublin: common questions
Is First National Bank of Dublin FDIC insured?
Yes. First National Bank of Dublin is an FDIC-insured institution (FDIC certificate #26228). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First National Bank of Dublin's TellerScore?
88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First National Bank of Dublin ever failed?
There is no failure record for FDIC certificate #26228 in the FDIC failed bank list.
How many branches does First National Bank of Dublin have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Dublin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers and Merchants BankBank De Leon, TX | 85 out of 100, Very strong | $269.8M | 12.0% | 0.00% | vs |
| TexasBankBank Fort Worth, TX | 80 out of 100, Strong | $2.5B | 12.9% | 0.41% | vs |
| First Financial BankBank Abilene, TX | 76 out of 100, Strong | $15.2B | 11.6% | 0.77% | vs |
| City BankBank Lubbock, TX | 75 out of 100, Strong | $5.4B | 10.8% | 0.25% | vs |
| Prosperity BankBank El Campo, TX | 71 out of 100, Strong | $43.9B | 10.6% | 0.48% | vs |
| Citizens National Bank of TexasBank Waxahachie, TX | 70 out of 100, Strong | $2.2B | 12.2% | 1.42% | vs |