Side-by-side · Q2 2026 data
City Bank vs Third Coast Bank
Metric by metric
| Measure | City Bank | Third Coast Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 58 | 64 (stronger) |
| Loan quality | 92 (stronger) | 83 |
| Earnings | 81 (stronger) | 75 |
| Funding & liquidity | 57 (stronger) | 50 |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 77th | 63rd |
| Total assets | $5.4B | $6.7B |
| Deposits / shares | $4.7B | $5.9B |
| Capital ratio | 10.79% | 11.44% (stronger) |
| Problem loans | 0.25% (stronger) | 0.50% |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 1.52% (stronger) | 1.37% |
| Loans ÷ deposits | 79.0% (stronger) | 91.9% |
| Uninsured deposits | 36.7% | 31.0% (stronger) |
| Offices | 26 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.6% | 2.2% |
City Bank has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), City Bank leads on 4 and Third Coast Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.