Side-by-side · Q2 2026 data
City-County Employees Credit Union vs Jackson County 1st Credit Union
Credit union
City-County Employees Credit Union
Clearwater, Florida · Under $100 million in assets
Metric by metric
| Measure | City-County Employees Credit Union | Jackson County 1st Credit Union |
|---|---|---|
| TellerScore | 62 | 81 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 80 (stronger) | 75 |
| Earnings | 46 (stronger) | 39 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 24th | 68th |
| Total assets | $42.5M | $48.9M |
| Deposits / shares | $39.2M | $41.1M |
| Capital ratio | 8.29% | 18.06% (stronger) |
| Problem loans | 0.59% (stronger) | 0.76% |
| Net charge-offs | 0.88% | 0.20% (stronger) |
| Return on assets | 0.65% (stronger) | 0.49% |
| Loans ÷ deposits | 66.8% | 49.3% (stronger) |
| Uninsured deposits | 10.1% | 6.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson County 1st Credit Union has the higher TellerScore (81 vs 62). On the 7 directional measures above (where higher or lower is clearly better), City-County Employees Credit Union leads on 2 and Jackson County 1st Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.