TellerScore

Jackson County 1st Credit Union (NCUA charter #67334) is based in Marianna, Florida. Its Q2 2026 call report shows $48.9M in total assets and $41.1M in member shares and deposits and 1 office.

Jackson County 1st Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 18th. Capital cushion contributes the most (100/100, 18.06%); earnings contributes the least (39/100, 0.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.06%
Loan quality75/100
Loans 60+ days delinquent ÷ total loans: 0.76%
Earnings39/100
Return on assets (annualized): 0.49%
Funding & liquidity100/100
Loans ÷ shares: 49.3% · 6.4% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.75%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (86 → 81), mostly because the loan quality component weakened by 22 points.

TellerScore
818589Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202487
Q3 202487
Q4 202489
Q1 202584
Q2 202586
Q3 202585
Q4 202585
Q1 202687
Q2 202681
Net worth ratio
7.00%13.66%20.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.38%
Q3 202420.24%
Q4 202420.32%
Q1 202519.82%
Q2 202519.18%
Q3 202518.85%
Q4 202518.39%
Q1 202618.08%
Q2 202618.06%
Delinquent loans (60+ days)
0.09%0.43%0.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.17%
Q3 20240.35%
Q4 20240.21%
Q1 20250.24%
Q2 20250.10%
Q3 20250.19%
Q4 20250.12%
Q1 20260.09%
Q2 20260.76%
Return on assets
0.23%0.51%0.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.63%
Q3 20240.73%
Q4 20240.79%
Q1 20250.23%
Q2 20250.41%
Q3 20250.29%
Q4 20250.30%
Q1 20260.49%
Q2 20260.49%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$48.9M18.06%0.76%0.49%49.3%
Q1 202687$48.5M18.08%0.09%0.49%47.3%
Q4 202585$47.3M18.39%0.12%0.30%48.3%
Q3 202585$46.1M18.85%0.19%0.29%48.6%
Q2 202586$45.3M19.18%0.10%0.41%49.9%
Q1 202584$43.5M19.82%0.24%0.23%52.6%
Q4 202489$42.3M20.32%0.21%0.79%53.9%
Q3 202487$42.0M20.24%0.35%0.73%54.7%
Q2 202487$43.5M19.38%0.17%0.63%53.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.06%
70th
Problem loans0.76%
48th
Net charge-offs0.20%
47th
Return on assets0.49%
41st
Loans to deposits49.3%
65th
Uninsured deposits6.4%
15th
Loan-loss reserves0.00%
37th
Texas ratio1.8%
55th

Similar-size credit unions in Florida

InstitutionScoreAssetsCapitalProblem loansCompare
Ocala Community Credit UnionCredit union Ocala, FL51 out of 100, Below average$49.3M10.1%2.57%vs
Miami Federal Credit UnionCredit union Miami, FL63 out of 100, Moderate$45.2M11.9%1.08%vs
City-County Employees Credit UnionCredit union Clearwater, FL62 out of 100, Moderate$42.5M8.3%0.59%vs
Everglades Federal Credit UnionCredit union Clewiston, FL71 out of 100, Strong$55.4M10.4%0.28%vs
Priority Credit UnionCredit union Orlando, FL32 out of 100, Low$56.1M8.6%3.17%vs
Jax Fire Credit UnionCredit union Jacksonville, FL78 out of 100, Strong$40.4M13.3%0.57%vs

Deposit insurance

Is my money safe at Jackson County 1st Credit Union?

Yes. Jackson County 1st Credit Union is a federally insured credit union (NCUA charter #67334). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.4% of shares and deposits ($2.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.06%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Jackson County 1st Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Jackson County 1st Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67334
RSSD ID
889296
Primary regulator
State + NCUA
Established
1991
Headquarters
Po Box 954, Marianna, FL 32447
Employees
9

Quick answers

Jackson County 1st Credit Union: common questions

Is Jackson County 1st Credit Union NCUA insured?

Yes. Jackson County 1st Credit Union is a federally insured credit union (NCUA charter #67334). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Jackson County 1st Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Jackson County 1st Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Marianna

InstitutionScoreAssetsCapitalProblem loansCompare
Tyndall Federal Credit UnionCredit union Panama City, FL89 out of 100, Very strong$1.9B13.6%0.26%vs
Friend BankBank Slocomb, AL85 out of 100, Very strong$221.0M13.5%0.48%vs
Georgia Community BankBank Albany, GA78 out of 100, Strong$375.0M13.7%1.25%vs
Peoples Bank of GracevilleBank Graceville, FL75 out of 100, Strong$115.8M10.3%0.34%vs
The First National Bank of HartfordBank Hartford, AL75 out of 100, Strong$173.0M12.9%1.19%vs
Five Star Credit UnionCredit union Dothan, AL72 out of 100, Strong$1.3B13.8%1.50%vs