Side-by-side · Q2 2026 data
City-County Employees Credit Union vs Ocala Community Credit Union
Credit union
City-County Employees Credit Union
Clearwater, Florida · Under $100 million in assets
Metric by metric
| Measure | City-County Employees Credit Union | Ocala Community Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 51 |
| Capital cushion | 33 | 51 (stronger) |
| Loan quality | 80 (stronger) | 14 |
| Earnings | 46 (stronger) | 43 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 87 (stronger) | 85 |
| Peer percentile | 24th | 10th |
| Total assets | $42.5M | $49.3M |
| Deposits / shares | $39.2M | $43.9M |
| Capital ratio | 8.29% | 10.13% (stronger) |
| Problem loans | 0.59% (stronger) | 2.57% |
| Net charge-offs | 0.88% (stronger) | 1.19% |
| Return on assets | 0.65% (stronger) | 0.57% |
| Loans ÷ deposits | 66.8% | 33.7% (stronger) |
| Uninsured deposits | 10.1% | 2.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City-County Employees Credit Union has the higher TellerScore (62 vs 51). On the 7 directional measures above (where higher or lower is clearly better), City-County Employees Credit Union leads on 4 and Ocala Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.