Side-by-side · Q2 2026 data
City-County Employees Credit Union vs Transport Credit Union
Credit union
City-County Employees Credit Union
Clearwater, Florida · Under $100 million in assets
Metric by metric
| Measure | City-County Employees Credit Union | Transport Credit Union |
|---|---|---|
| TellerScore | 62 | 85 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 80 | 83 (stronger) |
| Earnings | 46 | 65 (stronger) |
| Funding & liquidity | 93 (stronger) | 75 |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 24th | 77th |
| Total assets | $42.5M | $35.8M |
| Deposits / shares | $39.2M | $28.8M |
| Capital ratio | 8.29% | 18.56% (stronger) |
| Problem loans | 0.59% | 0.52% (stronger) |
| Net charge-offs | 0.88% | 0.37% (stronger) |
| Return on assets | 0.65% | 1.12% (stronger) |
| Loans ÷ deposits | 66.8% (stronger) | 85.3% |
| Uninsured deposits | 10.1% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Transport Credit Union has the higher TellerScore (85 vs 62). On the 7 directional measures above (where higher or lower is clearly better), City-County Employees Credit Union leads on 1 and Transport Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.