TellerScore

Transport Credit Union (NCUA charter #68016) is based in Tampa, Florida. Its Q2 2026 call report shows $35.8M in total assets and $28.8M in member shares and deposits and 2 offices across 2 states.

Transport Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 77% of its 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 11th. Capital cushion contributes the most (100/100, 18.56%); earnings contributes the least (65/100, 1.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.56%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.52%
Earnings65/100
Return on assets (annualized): 1.12%
Funding & liquidity75/100
Loans ÷ shares: 85.3% · 0.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.94%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (90 → 85), mostly because the earnings component weakened by 34 points.

TellerScore
818792Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202490
Q4 202491
Q1 202587
Q2 202590
Q3 202592
Q4 202592
Q1 202681
Q2 202685
Net worth ratio
7.00%13.04%19.08%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.24%
Q3 202417.56%
Q4 202417.37%
Q1 202516.66%
Q2 202517.12%
Q3 202518.26%
Q4 202519.08%
Q1 202618.60%
Q2 202618.56%
Delinquent loans (60+ days)
0.37%0.70%1.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.49%
Q3 20240.44%
Q4 20240.44%
Q1 20251.03%
Q2 20250.67%
Q3 20250.37%
Q4 20250.41%
Q1 20260.57%
Q2 20260.52%
Return on assets
0.71%1.84%2.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.97%
Q3 20242.82%
Q4 20242.67%
Q1 20252.02%
Q2 20251.98%
Q3 20251.96%
Q4 20252.02%
Q1 20260.71%
Q2 20261.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$35.8M18.56%0.52%1.12%85.3%
Q1 202681$35.0M18.60%0.57%0.71%86.6%
Q4 202592$33.8M19.08%0.41%2.02%89.3%
Q3 202592$34.3M18.26%0.37%1.96%89.0%
Q2 202590$35.8M17.12%0.67%1.98%83.0%
Q1 202587$35.7M16.66%1.03%2.02%85.7%
Q4 202491$33.2M17.37%0.44%2.67%91.7%
Q3 202490$31.6M17.56%0.44%2.82%98.3%
Q2 202489$31.1M17.24%0.49%2.97%101.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.56%
72nd
Problem loans0.52%
57th
Net charge-offs0.37%
34th
Return on assets1.12%
72nd
Loans to deposits85.3%
14th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio1.9%
53rd

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InstitutionScoreAssetsCapitalProblem loansCompare
1st Street Credit UnionCredit union Sarasota, FL89 out of 100, Very strong$34.5M14.7%0.10%vs
Ecu Credit UnionCredit union Seminole, FL79 out of 100, Strong$34.1M17.4%0.56%vs
Jax Fire Credit UnionCredit union Jacksonville, FL78 out of 100, Strong$40.4M13.3%0.57%vs
Pompano Beach City Emp. Credit UnionCredit union Pompano Beach, FL80 out of 100, Strong$31.0M19.3%0.06%vs
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Deposit insurance

Is my money safe at Transport Credit Union?

Yes. Transport Credit Union is a federally insured credit union (NCUA charter #68016). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Transport Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Transport Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68016
RSSD ID
859794
Primary regulator
State + NCUA
Established
1991
Headquarters
8916 Sabal Industrial Blvd, Tampa, FL 33619
Employees
5

Quick answers

Transport Credit Union: common questions

Is Transport Credit Union NCUA insured?

Yes. Transport Credit Union is a federally insured credit union (NCUA charter #68016). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Transport Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Transport Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Tampa

InstitutionScoreAssetsCapitalProblem loansCompare
1st Street Credit UnionCredit union Sarasota, FL89 out of 100, Very strong$34.5M14.7%0.10%vs
Gallup Federal Credit UnionCredit union Omaha, NE84 out of 100, Strong$16.4M18.1%0.05%vs
Republic Bank & Trust CompanyBank Louisville, KY84 out of 100, Strong$7.1B14.8%0.56%vs
Florida Customs Federal Credit UnionCredit union Tampa, FL83 out of 100, Strong$6.8M26.8%0.40%vs
Franklin-Somerset Federal Credit UnionCredit union Madison, ME81 out of 100, Strong$149.3M12.9%0.75%vs
Beal Bank USABank Las Vegas, NV80 out of 100, Strong$11.0B21.9%0.78%vs