Side-by-side · Q2 2026 data
City Federal Credit Union vs Irving City Employees Federal Credit Union
Credit union
Irving City Employees Federal Credit Union
Irving, Texas · Under $100 million in assets
Metric by metric
| Measure | City Federal Credit Union | Irving City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 86 (stronger) |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 47 | 81 (stronger) |
| Earnings | 2 | 100 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 23rd | 80th |
| Total assets | $84.3M | $85.8M |
| Deposits / shares | $70.2M | $75.2M |
| Capital ratio | 16.25% (stronger) | 11.99% |
| Problem loans | 1.59% | 0.56% (stronger) |
| Net charge-offs | 1.34% | 0.05% (stronger) |
| Return on assets | -0.45% | 2.36% (stronger) |
| Loans ÷ deposits | 90.2% | 53.6% (stronger) |
| Uninsured deposits | 4.0% | 3.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Irving City Employees Federal Credit Union has the higher TellerScore (86 vs 61). On the 7 directional measures above (where higher or lower is clearly better), City Federal Credit Union leads on 1 and Irving City Employees Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.