Side-by-side · Q2 2026 data
City of Clarksburg Federal Credit Union vs Harrison County Federal Credit Union
Credit union
City of Clarksburg Federal Credit Union
Clarksburg, West Virginia · Under $100 million in assets
Credit union
Harrison County Federal Credit Union
Nutter Fort, West Virginia · Under $100 million in assets
Metric by metric
| Measure | City of Clarksburg Federal Credit Union | Harrison County Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 91 (stronger) |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 27 | 62 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 72nd | 90th |
| Total assets | $8.2M | $15.6M |
| Deposits / shares | $7.0M | $12.7M |
| Capital ratio | 14.22% | 18.36% (stronger) |
| Problem loans | 0.02% (stronger) | 0.14% |
| Net charge-offs | -0.81% (stronger) | 0.00% |
| Return on assets | 0.19% | 1.05% (stronger) |
| Loans ÷ deposits | 29.3% (stronger) | 52.2% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Harrison County Federal Credit Union has the higher TellerScore (91 vs 83). On the 6 directional measures above (where higher or lower is clearly better), City of Clarksburg Federal Credit Union leads on 3 and Harrison County Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.