Side-by-side · Q2 2026 data
City of Fairmont Federal Credit Union vs Teamsters Local 697 Federal Credit Union
Credit union
City of Fairmont Federal Credit Union
Fairmont, West Virginia · Under $100 million in assets
Credit union
Teamsters Local 697 Federal Credit Union
Wheeling, West Virginia · Under $100 million in assets
Metric by metric
| Measure | City of Fairmont Federal Credit Union | Teamsters Local 697 Federal Credit Union |
|---|---|---|
| TellerScore | 48 (stronger) | 45 |
| Capital cushion | 59 | 67 (stronger) |
| Loan quality | 0 | 6 (stronger) |
| Earnings | 79 (stronger) | 22 |
| Funding & liquidity | 87 (stronger) | 81 |
| Problem-loan coverage | 16 | 69 (stronger) |
| Peer percentile | 7th | 5th |
| Total assets | $1.4M | $2.9M |
| Deposits / shares | $1.2M | $2.5M |
| Capital ratio | 10.86% | 11.69% (stronger) |
| Problem loans | 9.25% | 2.83% (stronger) |
| Net charge-offs | -2.20% (stronger) | 0.18% |
| Return on assets | 1.46% (stronger) | 0.05% |
| Loans ÷ deposits | 73.0% (stronger) | 79.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City of Fairmont Federal Credit Union has the higher TellerScore (48 vs 45). On the 6 directional measures above (where higher or lower is clearly better), City of Fairmont Federal Credit Union leads on 4 and Teamsters Local 697 Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.