Side-by-side · Q2 2026 data
City of Fairmont Federal Credit Union vs W. Virginia State Convention Credit Union
Credit union
City of Fairmont Federal Credit Union
Fairmont, West Virginia · Under $100 million in assets
Credit union
W. Virginia State Convention Credit Union
Hilltop, West Virginia · Under $100 million in assets
Metric by metric
| Measure | City of Fairmont Federal Credit Union | W. Virginia State Convention Credit Union |
|---|---|---|
| TellerScore | 48 | 58 (stronger) |
| Capital cushion | 59 (stronger) | 49 |
| Loan quality | 0 | 0 |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 16 | 83 (stronger) |
| Peer percentile | 7th | 19th |
| Total assets | $1.4M | $382K |
| Deposits / shares | $1.2M | $343K |
| Capital ratio | 10.86% (stronger) | 9.89% |
| Problem loans | 9.25% | 3.99% (stronger) |
| Net charge-offs | -2.20% (stronger) | 0.00% |
| Return on assets | 1.46% | 3.27% (stronger) |
| Loans ÷ deposits | 73.0% | 26.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
W. Virginia State Convention Credit Union has the higher TellerScore (58 vs 48). On the 6 directional measures above (where higher or lower is clearly better), City of Fairmont Federal Credit Union leads on 2 and W. Virginia State Convention Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.