Side-by-side · Q2 2026 data
City of Firsts Community Federal Credit Union vs Hoosier United Credit Union
Credit union
City of Firsts Community Federal Credit Union
Kokomo, Indiana · Under $100 million in assets
Metric by metric
| Measure | City of Firsts Community Federal Credit Union | Hoosier United Credit Union |
|---|---|---|
| TellerScore | 71 | 83 (stronger) |
| Capital cushion | 52 | 82 (stronger) |
| Loan quality | 97 (stronger) | 77 |
| Earnings | 30 | 73 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 42nd | 72nd |
| Total assets | $38.5M | $37.5M |
| Deposits / shares | $34.7M | $32.3M |
| Capital ratio | 10.23% | 13.23% (stronger) |
| Problem loans | 0.08% (stronger) | 0.68% |
| Net charge-offs | 0.75% | 0.51% (stronger) |
| Return on assets | 0.24% | 1.32% (stronger) |
| Loans ÷ deposits | 32.4% (stronger) | 36.4% |
| Uninsured deposits | 0.7% (stronger) | 1.5% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hoosier United Credit Union has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), City of Firsts Community Federal Credit Union leads on 3 and Hoosier United Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.