TellerScore

Hoosier United Credit Union (NCUA charter #67648) is based in Indianapolis, Indiana. Its Q2 2026 call report shows $37.5M in total assets and $32.3M in member shares and deposits and 3 offices.

Hoosier United Credit Union has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 21st. Funding & liquidity contributes the most (100/100, 36% loans-to-deposits, 2% uninsured); earnings contributes the least (73/100, 1.32%).

TellerScore · Q2 2026

Scorecard

Capital cushion82/100
Net worth ratio: 13.23%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.68%
Earnings73/100
Return on assets (annualized): 1.32%
Funding & liquidity100/100
Loans ÷ shares: 36.4% · 1.5% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (78 → 83), mostly because the loan quality component improved by 23 points.

TellerScore
687683Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202475
Q4 202468
Q1 202576
Q2 202578
Q3 202577
Q4 202578
Q1 202680
Q2 202683
Net worth ratio
7.00%10.12%13.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.38%
Q3 202411.88%
Q4 202412.03%
Q1 202511.97%
Q2 202512.65%
Q3 202512.83%
Q4 202512.94%
Q1 202612.93%
Q2 202613.23%
Delinquent loans (60+ days)
0.67%1.62%2.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.75%
Q3 20241.79%
Q4 20242.57%
Q1 20251.32%
Q2 20251.37%
Q3 20251.37%
Q4 20251.20%
Q1 20260.67%
Q2 20260.68%
Return on assets
1.12%1.61%2.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.11%
Q3 20242.07%
Q4 20242.00%
Q1 20251.70%
Q2 20251.67%
Q3 20251.47%
Q4 20251.37%
Q1 20261.12%
Q2 20261.32%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$37.5M13.23%0.68%1.32%36.4%
Q1 202680$37.2M12.93%0.67%1.12%33.6%
Q4 202578$36.4M12.94%1.20%1.37%35.9%
Q3 202577$35.9M12.83%1.37%1.47%37.1%
Q2 202578$35.6M12.65%1.37%1.67%36.8%
Q1 202576$36.5M11.97%1.32%1.70%34.7%
Q4 202468$35.0M12.03%2.57%2.00%39.0%
Q3 202475$34.0M11.88%1.79%2.07%42.3%
Q2 202474$34.0M11.38%1.75%2.11%42.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.23%
41st
Problem loans0.68%
50th
Net charge-offs0.51%
26th
Return on assets1.32%
80th
Loans to deposits36.4%
83rd
Uninsured deposits1.5%
49th
Loan-loss reserves0.00%
37th
Texas ratio3.6%
38th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Hometown Federal Credit UnionCredit union Peru, IN79 out of 100, Strong$37.2M33.3%1.68%vs
City of Firsts Community Federal Credit UnionCredit union Kokomo, IN71 out of 100, Strong$38.5M10.2%0.08%vs
Midwest Family Federal Credit UnionCredit union Portage, IN60 out of 100, Moderate$39.0M10.6%1.58%vs
Community Link Federal Credit UnionCredit union Huntington, IN65 out of 100, Moderate$35.9M13.4%2.04%vs
First County Federal Credit UnionCredit union Muncie, IN65 out of 100, Moderate$35.0M10.2%0.94%vs
Evansville Firefighters Federal Credit UnionCredit union Evansville, IN81 out of 100, Strong$33.8M12.4%0.00%vs

Deposit insurance

Is my money safe at Hoosier United Credit Union?

Yes. Hoosier United Credit Union is a federally insured credit union (NCUA charter #67648). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.5% of shares and deposits ($496K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.23%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Hoosier United Credit Union lists 3 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Hoosier United Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67648
RSSD ID
410494
Primary regulator
State + NCUA
Established
1931
Headquarters
1828 N Meridian St Ste 102, Indianapolis, IN 46202
Employees
7

Quick answers

Hoosier United Credit Union: common questions

Is Hoosier United Credit Union NCUA insured?

Yes. Hoosier United Credit Union is a federally insured credit union (NCUA charter #67648). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Hoosier United Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Hoosier United Credit Union have?

3 offices as of the latest NCUA data.

Nearby

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