Side-by-side · Q2 2026 data
City of Firsts Community Federal Credit Union vs Industrial Federal Credit Union
Credit union
City of Firsts Community Federal Credit Union
Kokomo, Indiana · Under $100 million in assets
Metric by metric
| Measure | City of Firsts Community Federal Credit Union | Industrial Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 52 (stronger) | 42 |
| Loan quality | 97 (stronger) | 86 |
| Earnings | 30 | 76 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 42nd | 54th |
| Total assets | $38.5M | $356.1M |
| Deposits / shares | $34.7M | $320.0M |
| Capital ratio | 10.23% (stronger) | 9.22% |
| Problem loans | 0.08% (stronger) | 0.41% |
| Net charge-offs | 0.75% | 0.42% (stronger) |
| Return on assets | 0.24% | 1.40% (stronger) |
| Loans ÷ deposits | 32.4% (stronger) | 78.0% |
| Uninsured deposits | 0.7% (stronger) | 2.9% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), City of Firsts Community Federal Credit Union leads on 4 and Industrial Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.