Side-by-side · Q2 2026 data
City State Bank vs BankIowa
Metric by metric
| Measure | City State Bank | BankIowa |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 44 | 75 (stronger) |
| Loan quality | 91 (stronger) | 67 |
| Earnings | 94 (stronger) | 84 |
| Funding & liquidity | 54 (stronger) | 36 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 50th | 43rd |
| Total assets | $787.9M | $846.2M |
| Deposits / shares | $693.2M | $712.7M |
| Capital ratio | 9.37% | 12.46% (stronger) |
| Problem loans | 0.27% (stronger) | 1.00% |
| Net charge-offs | 0.03% | -0.06% (stronger) |
| Return on assets | 1.84% (stronger) | 1.60% |
| Loans ÷ deposits | 85.5% (stronger) | 96.5% |
| Uninsured deposits | 33.9% (stronger) | 40.1% |
| Offices | 8 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.9% |
City State Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), City State Bank leads on 5 and BankIowa on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.