Side-by-side · Q2 2026 data
Civic Federal Credit Union vs Self-Help Federal Credit Union
Metric by metric
| Measure | Civic Federal Credit Union | Self-Help Federal Credit Union |
|---|---|---|
| TellerScore | 11 | 73 (stronger) |
| Capital cushion | 9 | 100 (stronger) |
| Loan quality | 0 | 66 (stronger) |
| Earnings | 0 | 35 (stronger) |
| Funding & liquidity | 53 | 70 (stronger) |
| Problem-loan coverage | 0 | 94 (stronger) |
| Peer percentile | 0th | 70th |
| Total assets | $3.1B | $2.4B |
| Deposits / shares | $2.6B | $1.8B |
| Capital ratio | 5.87% | 25.18% (stronger) |
| Problem loans | 6.27% | 1.01% (stronger) |
| Net charge-offs | 2.61% | 0.17% (stronger) |
| Return on assets | -3.07% | 0.37% (stronger) |
| Loans ÷ deposits | 106.9% | 90.7% (stronger) |
| Uninsured deposits | 9.0% (stronger) | 10.9% |
| Offices | 10 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.4% |
Self-Help Federal Credit Union has the higher TellerScore (73 vs 11). On the 7 directional measures above (where higher or lower is clearly better), Civic Federal Credit Union leads on 1 and Self-Help Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.