Side-by-side · Q2 2026 data
Civista Bank vs Commodore Perry Federal Credit Union
Credit union
Commodore Perry Federal Credit Union
Oak Harbor, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Civista Bank | Commodore Perry Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 51 |
| Capital cushion | 77 (stronger) | 52 |
| Loan quality | 69 (stronger) | 39 |
| Earnings | 78 (stronger) | 31 |
| Funding & liquidity | 64 | 80 (stronger) |
| Problem-loan coverage | 91 (stronger) | 76 |
| Peer percentile | 77th | 7th |
| Total assets | $4.3B | $102.3M |
| Deposits / shares | $3.5B | $87.0M |
| Capital ratio | 12.71% (stronger) | 10.21% |
| Problem loans | 0.92% (stronger) | 1.82% |
| Net charge-offs | 0.05% (stronger) | 0.46% |
| Return on assets | 1.45% (stronger) | 0.28% |
| Loans ÷ deposits | 92.4% | 80.5% (stronger) |
| Uninsured deposits | 18.3% | 4.6% (stronger) |
| Offices | 42 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Civista Bank has the higher TellerScore (75 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Civista Bank leads on 5 and Commodore Perry Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.