Side-by-side · Q2 2026 data
Clare Bank, National Association vs Bank of Alma
Metric by metric
| Measure | Clare Bank, National Association | Bank of Alma |
|---|---|---|
| TellerScore | 72 | 83 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 72 (stronger) | 68 |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 44 |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 50th | 84th |
| Total assets | $332.5M | $339.5M |
| Deposits / shares | $276.0M | $166.3M |
| Capital ratio | 11.64% | 50.77% (stronger) |
| Problem loans | 0.85% (stronger) | 0.97% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.03% | 3.16% (stronger) |
| Loans ÷ deposits | 63.9% (stronger) | 119.5% |
| Uninsured deposits | 22.5% | 20.3% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Alma has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Clare Bank, National Association leads on 3 and Bank of Alma on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.