Side-by-side · Q2 2026 data
Clare Bank, National Association vs Royal Bank
Metric by metric
| Measure | Clare Bank, National Association | Royal Bank |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 66 (stronger) | 55 |
| Loan quality | 72 | 98 (stronger) |
| Earnings | 61 | 79 (stronger) |
| Funding & liquidity | 88 (stronger) | 83 |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 50th | 75th |
| Total assets | $332.5M | $816.1M |
| Deposits / shares | $276.0M | $723.1M |
| Capital ratio | 11.64% (stronger) | 10.53% |
| Problem loans | 0.85% | 0.06% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.03% | 1.48% (stronger) |
| Loans ÷ deposits | 63.9% (stronger) | 76.8% |
| Uninsured deposits | 22.5% | 11.9% (stronger) |
| Offices | 8 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Royal Bank has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Clare Bank, National Association leads on 3 and Royal Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.