Side-by-side · Q2 2026 data
Clare Bank, National Association vs The First National Bank of River Falls
Metric by metric
| Measure | Clare Bank, National Association | The First National Bank of River Falls |
|---|---|---|
| TellerScore | 72 | 75 (stronger) |
| Capital cushion | 66 (stronger) | 51 |
| Loan quality | 72 | 87 (stronger) |
| Earnings | 61 | 72 (stronger) |
| Funding & liquidity | 88 | 96 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 50th | 61st |
| Total assets | $332.5M | $325.3M |
| Deposits / shares | $276.0M | $286.6M |
| Capital ratio | 11.64% (stronger) | 10.06% |
| Problem loans | 0.85% | 0.38% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.01% |
| Return on assets | 1.03% | 1.29% (stronger) |
| Loans ÷ deposits | 63.9% | 57.9% (stronger) |
| Uninsured deposits | 22.5% | 18.8% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.5% |
The First National Bank of River Falls has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Clare Bank, National Association leads on 2 and The First National Bank of River Falls on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.