Side-by-side · Q2 2026 data
Clare Bank, National Association vs Waumandee State Bank
Metric by metric
| Measure | Clare Bank, National Association | Waumandee State Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 67 |
| Capital cushion | 66 (stronger) | 44 |
| Loan quality | 72 | 80 (stronger) |
| Earnings | 61 | 66 (stronger) |
| Funding & liquidity | 88 (stronger) | 77 |
| Problem-loan coverage | 91 (stronger) | 89 |
| Peer percentile | 50th | 34th |
| Total assets | $332.5M | $345.5M |
| Deposits / shares | $276.0M | $301.2M |
| Capital ratio | 11.64% (stronger) | 9.39% |
| Problem loans | 0.85% | 0.60% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.03% | 1.16% (stronger) |
| Loans ÷ deposits | 63.9% (stronger) | 83.2% |
| Uninsured deposits | 22.5% | 9.4% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Clare Bank, National Association has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Clare Bank, National Association leads on 4 and Waumandee State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.